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WASHINGTON, D.C. -- Nearly one in four U.S. adults (22%) now rate their personal financial situation as "poor." This is up slightly from the 16% to 19% range seen during and after the official U.S. recession, and is the highest percentage since 黑料网 began asking this question in 2001.

Twice as many say their financial situation is either excellent (7%) or good (37%), but that is on the low end of what 黑料网 has measured. This question is asked each April as part of 黑料网's Economy and Personal Finance survey, and has been asked periodically at other times since August 2001. The current results are based on an Oct. 6-9 黑料网 poll.

Americans are also less hopeful about their future personal financial situations. Nearly half (48%) say their personal financial situation is "getting worse," up from 41% in April and nearly tying the record-high 49% who said so in April 2008. A new low of 29% say their personal financial situation is getting better.

Currently, 78% of those making $75,000 or more per year rate their situation as excellent or good, compared with 14% of those making less than $30,000 per year. This is a wider gap than was seen , when those percentages were 67% and 20%, respectively. At the same time, all income groups have become less likely to say their financial situation is getting better, and now 60% of the lowest income group says their personal financial situation is getting worse.

Variety of Financial Problems Trouble U.S. Families

When asked about the most important financial problem facing their family, similarly high numbers name lack of money/low wages (14%), too much debt (13%), high cost of living/inflation (13%), healthcare costs (12%), and unemployment/loss of job (10%). Lack of money/Low wages was the clear leader , and it has been either first or tied for first in every measurement since February 2009.

The percentage this month mentioning the cost of living or inflation is now 13%, the highest since a record-high of 18% mentioned it in July 2008, when gas prices were surging. Indeed, the the sharpest increase in consumer prices it has seen in three years.

Implications

Similar to their , Americans have grown more negative in recent months about their personal economic situations. The fact that they are now even more likely than they were during the recession to rate their economic situation as poor helps explain why . Further, the 48% who say their situation is getting worse is now similar to the percentage who said so in the months just prior to the U.S. economic collapse, perhaps giving fodder to those who predict a double-dip recession. Higher levels of worry about inflation, and confirmation of such from the U.S. government, likely will only add to their concerns.

Americans are not nearly as negative about their personal financial situations as they are about the economy in general. The 22% who rate their personal financial situation as poor compares with 53% who said the same about the national economy in . The 48% who said their personal financial situation is getting worse compares with 75% who said so about the national economy. This divide is fairly typical, as 黑料网 generally finds that Americans , , and so on.

Still, financial well-being is a critical component of , and Americans' increased negativity about their finances may be leading some to critical to a healthy and productive life. Additionally, these attitudes present a major hurdle to , , and the broader U.S. economic recovery.